● Regulated Partner : Zopa’s loans are FCA-regulated, with affordability checks to ensure suitability. ● Transparency : We present clear loan details, with no intermediation or pressure. ● Monitoring : We review feedback quarterly to ensure positive outcomes, adjusting processes within 5 days if needed.

● Click the “Finance Options” link in your quote to view Zopa’s loan details and criteria. ● If interested, proceed to Zopa’s online application, which includes affordability and credit checks. ● Zopa confirms eligibility and provides loan terms. We finalise your solar project (e.g., site survey, installation) only after approval. ● Post-sale, Zopa sends your credit agreement, and we support solar-related queries, directing finance questions to Zopa.

● Clear Information : The Finance Options link provides representative examples, Zopa’s criteria, and a balancing statement: “Borrowing more than you can afford or paying late may affect your financial status and ability to obtain credit.” ● Self-Paced Process : You review terms at your own pace via the website, with no pressure from our staff. ● Lender Support : Contact Zopa directly for finance queries. We do not advise on finance suitability. ● Vulnerable Customers : Simplified explanations, phone support and other support options are available.

If your financial situation changes (e.g., job loss), contact Zopa immediately (https://www.zopa.com) to discuss options. We can advise on alternative payment methods (e.g., cash, card) for future purchases but cannot alter your finance agreement.

Energy savings from your solar project depend on factors like usage, sunlight, and energy prices, and may not offset loan repayments. Your loan will have fixed monthly payments, while savings vary seasonally. Review Zopa’s representative examples in the FinMatch App to compare costs or contact us for estimated savings projections.

If you move home, your finance agreement with Zopa remains in place, as it is tied to you, not the property. You must continue making repayments as agreed. Solar installations may increase property value, but you should inform Zopa of your new address and discuss any concerns directly with them (https://www.zopa.com). We can also assist with solar system queries.

Finance is intended for customers with good financial resilience who can comfortably afford loan repayments and do not expect their circumstances to change during the loan term (12, 24, 36, 60, or 120 months). Zopa’s application process includes affordability and credit checks to assess suitability. You should review Zopa’s criteria and representative examples to ensure the loan fits your budget. Contact Zopa (https://www.zopa.com) for advice or explore other payment options if unsure.

● Repayment Commitment : You must make monthly payments on time. Missing payments may affect your credit score and ability to borrow in the future. ● Affordability Risk : Borrowing more than you can afford could lead to financial difficulty. Zopa conducts affordability checks, but you should ensure repayments fit your budget. ● Interest Costs : Loans with APR ≤9.9% include interest, increasing the total cost compared to upfront payment. Review representative examples to understand costs. ● Not Obligated : You’re free to explore other lenders or payment methods (e.g., cash, card). Another lender may offer better terms.

● Affordability : Spread the cost of your project (e.g., £1,000+) over manageable monthly payments, making green energy accessible. ● Energy Savings : Finance enables earlier installation, reducing energy bills and carbon footprint sooner. ● Flexible Terms : Choose from 12, 24, 36, 60, or 120−month terms to suit your budget. ● No Fees : We charge no fees or commissions, ensuring transparency. ● Regulated Protection : Zopa’s loans are FCA-regulated, offering consumer protections like clear terms and complaint rights.

We partner with Zopa Bank (https://www.zopa.com), a regulated lender (FCA firm reference number: 800542), to offer fixed-term, fixed-interest loans. These are presented via a “Finance Options” link in every quote (≥£1,000), showing representative examples, costs, and Zopa’s eligibility criteria.