Heat Pumps on Finance

Upgrade your home with a heat pump and spread the cost with flexible monthly payments — with the upto £9,000 grant reducing what you pay.

0% finance options available upto 36 months, with interest bearing options upto 10 years.

Heat pump finance

Why Finance a Heat Pump?

Reduce your upfront cost with up to £9,000 in grant funding, and spread the remaining balance with monthly payments.

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Spread the cost

Avoid a large upfront payment and pay monthly instead.

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Make it more affordable

Only finance the remaining balance after your deposit and the £7,500 grant.

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Upgrade sooner

Start enjoying a more efficient heating system without waiting years to save.

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Future-ready your home

Move away from traditional heating and invest in a more energy-efficient solution.

How Heat Pump Finance Works

Spread the cost with flexible monthly payments — making your heat pump more affordable.

Get your personalised quote

We assess your home and recommend the right system, with a clear breakdown of costs, your deposit, and upto £9,000 off with the Boiler Upgrade Scheme grant.

Apply and choose your finance plan

Once you’ve received your quote, you can apply for finance and select a monthly payment option that suits your budget, including 0% interest options and terms of up to 10 years.

Once the grant and deposit have been applied, many customers find the monthly cost more manageable than expected.

Install your new heat pump

Once approved, we’ll arrange installation and get your system up and running — all handled by our experienced team.

Only Finance What’s Left!

With the £9,000 grant for oil and LPG boiler replacements, plus your deposit applied, you only finance the remaining balance — keeping your monthly payments more affordable.

Example Cost BreakdownAmount
Total system cost£12,500
Boiler Upgrade Scheme grant (Oil / LPG)- £9,000
What’s left to pay on finance£3,500

Is a Heat Pump Right for Your Home?

With the right design and installation, a heat pump can work in almost any home — but getting it right is essential.

What makes a heat pump work well

  • Proper system design tailored to your home

  • Correct sizing and setup

  • Good insulation (or upgrades where needed)

  • Suitable radiators or heating distribution

What may need to be addressed

Homes with poor insulation, older or undersized radiators, or higher heat loss may require some upgrades to get the best performance from a heat pump. We’ll assess your home properly and design the system to suit it, and if any improvements are needed, we’ll explain everything clearly before you proceed.

Frequently Asked Questions

Got a question about Heat Pumps for the EPC team? Take a look at some of our FAQ's below.

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© 2026 EPC Improvements Ltd. All rights reserved.
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EPC Improvements Ltd is a credit broker not a lender. We are authorised and regulated by the Financial Conduct Authority (firm reference number: 781156). We do not provide financial advice but offer credit products from Zopa Bank Limited, a lender authorised and regulated by the Financial Conduct Authority under firm reference number 800542. We do not charge customers a fee or earn a commission for our credit broking services. Credit is subject to age, status, and affordability. Borrowing more than you can afford or paying late may affect your financial status and ability to obtain credit. You are not obligated to use the lender we suggest. You are free at any time to explore and secure financing independently, and it is possible that you may find a better offer elsewhere.